Unlock the value of your residential, commercial, or self-occupied property to meet your personal or business financial requirements.
Loan Against Property (LAP) is a secured financing solution that enables customers to leverage the market value of their immovable property while retaining ownership and continued usage of the asset. Whether you are looking to expand your business, meet working capital requirements, fund higher education, manage medical expenses, consolidate existing liabilities, or address other financial needs, our LAP product offers a convenient and cost-effective solution. We provide competitive interest rates, higher loan eligibility, flexible repayment tenures, and a streamlined processing experience, subject to eligibility criteria and applicable terms and conditions.
Features :
- Higher loan eligibility based on property valuation.
- Flexible repayment tenure.
- Competitive interest rates.
- Suitable for business expansion, education, medical expenses, debt consolidation, and other financial requirements.
- Quick processing and disbursement subject to eligibility and documentation requirements.
- Available against eligible residential, commercial, and self-occupied properties.
- Convenient EMI repayment options.